vaults. They keep it there so they can swindle you out of your properties.
 Now, if they have more than Four Billion Dollars in their vaults today, that means that there is not more than Four Billion Dollars in the people’s pockets. So get that straight in your minds.
 When I talk about the money that you have to use I mean the money that is in your pockets, not the money that is in the vaults of the financiers, So when I say there is less than Four Billions of dollars in the Amer­i­can people’s pockets today, I am telling you the truth.
 So what have you got? Four Billion Dollars of actual spending money among one hundred and thirty million people.
 You are paying Twenty Billion Dollars in annual interest. What for?
 You are paying Twenty Billion Dollars in annual interest for the use of Four Billion Dollars that you have in your pockets.
 Yes, you are paying Twenty Billion Dollars in annual interest to the financial swin­dlers for the use of four billion dollars of your own money. Isn’t that a headache? I’ll say so.
 Now, I’m here to coach you people. I am here to tell you the truth. You should not get mad when you hear the truth. Anybody can lie to you. It takes a genuine man to tell you the truth. I want to teach the people how to manage their own affairs without cheating one another. Of course, if you prefer to take the advice of fakers who scheme to get your earnings then that is your fault, not mine.
 You can’t afford to pay twenty billions of dollars in annual, interest for the use of four billion dollars in your own pockets, because when you do that you’re giving away four-fifths of your earnings.
 Surely you people can understand that if you get only one-fifth of your earnings that the financiers must get four-fifths of it, ean’t you? Now, that doesn’t mean just working men. That means farmers. That means store-keepers. That means professional men. That means politicians. That means policemen. That means soldiers. That means bank­ers. That means manufacturers. That means everybody. You give away four-fifths of everything you earn to the swindling financiers.
 How long can you who own a store or a manufacturing plant or a professional business of any sort, hold any property when four-fifths of it goes to the financial swin­dlers? For what? Nothing. They don’t give you a thing for it. They take everything from you and give you nothing back.
 The financier is like a sponge sucking up milk from a cow. It never gives the cow back any milk. It takes it and gives nothing back.
 That is the way the international finan­ciers and their touts defraud you.
 People, I spent twenty-five years with financiers — mastodons, second story and the peewees. But I want to tell you that if I were to play with any of them I would prefer the mastodon. The pussy-footing peewee is a bloodsucker.
 The peewee is the fellow who takes the home away from the widow after the hus-