free press, free religion and the right of self development.
 Therefore, the people of Europe existing under dictatorial rule have become the absolute slaves of financial despots.
 Although financiers now control the governments of all countries, still there are some countries in which capitalism has been eliminated entirely and financialism has taken its place. That is to say—the managing producers of wealth are no longer allowed to own their plants, farms or various businesses and take a profit therefrom. But on the other hand the financiers can own the money that is needed as a trade convenience and charge interest tribute to everybody for the use of it.
 Capital is wealth, which is anything and everything made valuable by human effort.
 A capitalist is one who helps to create wealth through his organizing and managing ability. He is entitled therefore to a portion of the wealth he helps to produce. For his share he takes a commission, or what is generally known as a profit.
 n the other hand the financier does not create anything at all but forces everybody to pay him tribute in the shape of interest for the loan of money and credit that does not belong to him. The more wealth produced by everybody, the more tribute must be paid to the financiers.
 Surely that is an all-fools game for the people to play.
 To learn the difference between Capital and Finance as well as to understand the Lawson Money System and get a clear idea of how business should be conducted one should read my book KNOW BUSINESS.
 People should study the up-to-the-minute Direct Credits Plans in order to know how their lives will be protected and improved.
 Capitalism may have plenty of faults but it can be made to work beneficially for the people. But financialism, growing fat off of INTEREST which is the thief of everybody, can never do anything but suck the life’s blood out of the people.
 To abolish interest will save the people of the United States more than Twenty Billions of Dollars annually.
 Fifteen Billion Dollars out of the Twenty Billion thus saved annually put into the pockets of the working people will give them enough spending money to buy from the merchants, manufacturers and farmers sufficient of their products to enable them to enjoy a reasonable profit and prosperity to keep industry running at a fast pace continuously without any periods of depression and starvation.
 The other Five Billion Dollars thus saved annually, put into great natural defensive engulforators as a permanent protection for the lives and properties of the people of the Americas, will not only be the means that will eventually abolish war entirely but will also eliminate racial and religious hatreds and start everybody toward that higher state of intelligence that the Creator is expecting of the whole human race.
 Therefore, I ask the (estimated) Thirty-