higher state of intelligence.
 Wealth is material and principles are spiritual.
 Wealth is anything and everything made useful by human efforts and is, sooner or later, dissolved as changing matter.
 Principles are moral Truths furnished by the Creator for human beings to be guided by and are eternal and unchangeable.
 It is right and proper for man to utilize wealth for constructive purposes.
 It is wrong and degrading for man to utilize wealth for destructive purposes.
 It is degrading for anybody to acquire wealth for individual use without having earned it.
 True morality requires one to give to the world more than one receives from it.
 To be immoderate is to be immoral.
 If everybody would think of helping and improving the people of the world as a whole instead of thinking of their own selfish purposes then the Earth would be a wonderful place to live upon.
 But these triple-crossing financiers will not let the people do that but keep them down to their own immoral level through miseducation furnished by their controlled colleges, newspapers, magazines, radio and pictures.
 The financiers put their touts at the head of their controlled organizations and there is little or no chance for the people to ever get an opportunity to think for themselves or learn the truth concerning natural economics.
 It would not take much thinking power by the people to understand that it would be better for them to get five-fifths of their earnings according to the Lawson Money Plan than to receive but one-fifth of their earnings through the financiers swindling schemes if such information could be properly brought to their attention, but as the financiers control all avenues of publicity and learning the difficulties lie in getting the truth to them.
 However, by and through the patient efforts of the most unselfish men, women and children that the world has ever known — Direct Credits Officers during several years back, millions of people from the Atlantic to the Pacific oceans and from the Gulf of Mexico to the Arctic Circle have been given an insight into the benefits to be derived from the Lawson System and are now clamoring for it.
 Incidentally a large percentage of the population of North America are ready to accept Direct Credits for Everybody but it takes considerable time to train reliable and trustworthy Leaders to guide them.
 We first have to teach our officers the tricks of the slickers and then coach them in mental development until they are able to out-think the touts of the financiers.
 Once we get a large enough body of officers to concentrate on one complete plan instead of a million of them each striving to introduce some pet notion that has been taught him or her by some tout, it will not take long to convince at least ninety percent