in education and high standards of living. A larger percentage of our people own their own homes, greater resources for recreation and amusements and have better facilities for travel than the people of other countries. Free Americans have invented the Steam­boat, the Telegraph, the Telephone, the Auto­mobile, the Talking Pictures, the Electric Light, the Airplane, the Flying Boat, the Passenger Airliner, the Airplane Carrier and many other useful things that other countries have copied from us.
 PESSIMIST: Entering just ahead of some Direct Credits Officers. Interrupts the conversation by saying:
 “Just stop for a moment, Uncle Sam. Where do you get all of that free stuff? Why, I am having a hard time keeping my own home and factory.”
 JUSTICE: Sorry to hear you say that, Mr Pessimist, but have you actually lost your home and factory?
 PESSIMIST: Well, I do still own a home and a factory, but the Taxes I pay on them are eating them up.
 UNCLE SAM: Well, my friend, you should honor and glorify a country that permits you to own a home and derive profits from a factory that thousands of workers help you to operate. What you pay in taxes is but a percentage of the earnings that go to pay the operating expenses of the country. However, if you study the subject with thoughtfulness and justice you will learn that a large part of those taxes are absorbed by that “Thief of Everybody,” INTEREST, which if not abolished soon will finally absorb your home and factory and leave you but a grumbling failure upon the face of the earth.
 PESSIMIST: Honor and glorify nothing. It has already become necessary to mortgage my home and factory to pay for raw materials and labor in order to keep my factory running. Everything seems to be going wrong. There is very little demand for my products as the consumers have no money to buy them. Things have gradually gone from bad to worse. No matter how hard I work and cut expenses to meet payments, my indebtedness grows larger and larger and there seems to be no way that I can hold my home and factory much longer.
 UNCLE SAM: Please tell me just what you have done to change such conditions? Have you studied the Lawson Plan to change the pernicious money system that is the cause of your troubles?
 DIRECT CREDITS OFFICER: Pardon me, but may I also ask Mr. Pessimist a few questions?
 PESSIMIST: Ask as many as you like if it doesn’t cost anything.
 DIRECT CREDITS OFFICER: Don’t you know why you cannot pay your debts in full and why they are gradually increasing instead of decreasing?
 PESSIMIST: No I do not. I have no time to study these dry economics as I am kept busy sixteen hours a day trying to meet the bills. Furthermore, we pay Congressmen to look after the money system and make economic laws for us.