your own affairs efficiently and honestly.
 Under our present swindling financial system we do not use money as a measure of value but as value itself, and therefore it is stretched or shrunk at the will of those who claim to own or control the money system in order to fleece the people out of everything they earn and force them into a state of abject slavery.
 Just as the yard-stick measures distance, the dollar must measure the value of land, labor or products.
 What gives the value to land, labor and products? Supply and Demand.
 If you want land of little or no value, go to places where there is no demand for it. If you want land of great value, go to places where there is much demand for it.
 If you want products of little or no value, you will find them where there is no demand for them, but if you want products with great value, then you will find them where there is a great demand for them.
 If you want labor of little value, go where there is little or no demand for it. But if you want labor of great value, go where there is a great demand for it.
 Now, when money is made the measure of value instead of value, then it can never be stretched or shrunk any more than a yard can be stretched or shrunk. For that reason there can be no inflation or deflation of money under any circumstances.
 Land, labor and products may rise or fall in value, according to supply or demand, but the dollar will only measure their value in relation to each other and act as a trade convenience just as a yard-stick acts as a convenience in the measurement of distance.
 Under the Direct Credits System money will be made to spend, not to hoard or sell. The people will instruct their government officials to issue money in such quantities as is needed for the most efficient trade purposes. It will then be loaned to the people as a trade convenience and there will be no interest tribute collected for the use of it.
 As the money will be merely loaned to the people as a medium of exchange and will have no value whatsoever, it can be recalled by the Government whenever expedient for checking up purposes and new money issued in its place which will prevent hoarding and other abuses.
 By this method the Government will not have to redeem the money which will make the users in debt to the Government instead of the Government in debt to the users of money.
 By this method, manufacturers, merchants, farmers and the people generally can horrow money from their government without having to pay interest for it, and ir that way will be able to build up their various businesses without the strangling fingers of the Financier around their throats, choking them to death with interest payments.
 Interest is the thief of everybody and must be abolished or nothing else counts.
 Who develops the land and makes it valuable? Who makes the products for the comfort of the people? Farmers, inventors, man-