production that he may raise the price of commodities, skin the people of the largest proportion of their earnings and finally control production and distribution of wealth and the lives of the people.
 Finance is not Capital, it’s a sponge that absorbs Capital.
 It is a fungus that attaches itself to human beings and besides sucking their precious blood, spits-back into the blood stream its deadly poison that degrades and paralyzes the body and mind.
 Of course, a Capitalist can also be a finan­cier. So can a Laboring Man be a Financier.
 But because one is a Capitalist or a La­bor­er does not mean that he is a Financier.
 One becomes a Financier when he charges a tribute for the use of money or credit.
 When one accepts payment for the use of money or credit, he receives something for nothing that must come from the earnings of somebody else who actually produced wealth of intrinsic value.
 The one who produced the wealth of intrinsic value was cheated out of part of his honest earnings.
 The big skins are able to cheat the Amer­i­can people out of four-fifths of their earnings because they educate the people to become little skins by making them think that they can play the same skin-game successfully.
 So, the people are taught in their schools and colleges, in their newspapers, magazines and books, over their radio and through all avenues of publicity and learning that it is right to cheat one another out of what they earn by the interest collecting swindle.
 Each selfish creature thinks it is all right and that he is very smart if he can make someone else pay him six dollars a year for the loan of one hundred dollars. But he isn’t as smart as he thinks he is, because the same system that permits him to cheat someone else also permits the big alien financiers to cheat him and all of his relatives, friends and countrymen out of four-fifths of everything they can earn honestly as well as taking away from him the six dollars per year that he collected from someone else dishonestly.
 Yes, and then this same selfish individual who thought it smart to victimize someone else for six dollars a year by the interest collection swindle cries out deprecatingly when his home and belongings have all been taken from him by swindlers who follow the same fraudulent system that he himself upheld and took advantage of.
 The worst feature of Capitalism is that it puts up with Financialism.
 The worst part of a Capitalist is that he, too, sometimes tries to be a Financier. That same fault also belongs to the Laborer who receives six dollars a year in interest and upholds a rotten system that finally caves in and crushes the life out of him.
 Capitalism can be made to work effici­ently if it is separated from Financialism.