things and takes steps to eliminate them it is only a question of time when the financier will swallow up his business and leave him stranded, no matter how extensive his business, or how shrewd he may be.
 Capital is wealth and wealth is anything and everything made valuable by human effort.
 Capital (wealth), therefore, is something tangible that was given value by the planning efforts of the Capitalist and the muscular efforts of the Laborer. On the other hand, Finance gives absolutely no value at all to wealth. but absorbs it through a crooked system of tribute enforced by the collection of interest on money and credit loans.
 By being powerful enough to have laws made to suit himself, the financier is able to make the Interest Collection Swindle lawful.
 Now, the base of business is trade.
 The necessities of human existence are many and of varied descriptions and values. They are created by millions of different people.
 These millions of people must trade what they have for things that they want.
 So the business man becomes the medi­um of trade for the people.
 To serve the people properly in their tran­sac­tions the business man has to work hard and devote many weary hours daily to planning for their wants. Therefore, he must be paid for his work so that he, too, can enjoy the things that his mind desires.
 There is no standard remuneration for a business man except what he earns. He cannot be paid for his work by the hour because there is no way of knowing the number of hours he works.
 So the business man must work on a commission basis. By that method those who are the most industrious and have the most useful talents receive the largest commissions and those with less talents and not inclined to be industrious receive the smallest commissions.
  Who would advocate that the least industrious should receive the largest compensation, and the most industrious should receive the smallest compensation?
 Or, would it be fair to divide the pay earn­ed by the most industrious with the least industrious for the purpose of equalizing their individual earnings?
 Would that not put a premium on laziness, which, if carried to its logical conclusion, would cause everybody to want somebody else to do their work, and finally result in no planning being done at all?
 Justice will answer that those who are willing to work the hardest and use the most care and thoughtfulness and produce the best plans for the benefit ot the people should receive the largest compensation. They should be highly rewarded for the best service toward material development.
 So there are two distinct ways to compensate workers for their services, (1) payment by wages or salaries, and (2) payment with commissions.