“How much is it worth?” “Well, it’s worth five thousand dollars.” “Any mortgage on it?” “No.”
 “They will lend you a thousand dollars on that house of yours.” Then he takes you to another fellow and he says, “This gentleman wants to mortgage his home for a thousand dollars.”
 So that fellow loans you the thousand dollars and takes the mortgage on your home. “Well,” you say, “this is the best game I ever heard of.” “Why,” you say, “I didn’t have any money, and this fellow’s lending me a thou­sand dollars so I can go over to that fellow, buy a thousand dollars’ worth of stock, and make nine thousand dollars on it.”
 Then you begin to feel smart. And when you feel smart while you are dealing with financiers, you tickle them almost to death.
 So you borrow the thousand dollars and buy the stock. It is worth about two dollars a share, but you pay a hundred dollars a share for it. Then you go home and tell wifey what a smart fellow you are, how you put a hundred dollars in the bunk, for which you will get six dollars for nothing, and bought some stock for a hundred dollars a share, which will earn nine hundred dollars a share for you.
 Wifey thinks you’re a pretty smart fellow. but asks where did you get the money to buy the stock. Then you tell her that you just let them take the home for a little while, for the loan of a thousand dollars until you make a lot of money on the stock. “I can be a rich man so quick you won’t know what struck me,” says you.
 Well, wifey, is a little bit dubious, but she don’t want to argue with the old man; she says, “I’ll believe it when you show me the nine hundred dollars profit on each share that you bought.”
 So at the end of the year, you go into the old financier’s spider web, and you say, “I left a hundred dollars here. You promised me six dollars in interest. Do I get it?”
 “Sure, you do.” Then he gives you the six dollars and you swell up to think what a smart fellow you are.
 “Six dollars!” you shout. “This is the most wonderful thing I ever heard of; this is the greatest money-making scheme that was ever invented.” And that was once that you told the truth. It positively is the greatest money-making scheme ever invented. Then you walk along thinking of what you intend to say to the old lady when you get home. “Here’s six dollars I got for nothing.”
 But before you get out of that rope-em-in the fellow that loaned you a thousand dollars to buy your stock with says, “Come here, you owe me sixty dollars interest on the mortgage.”
 You gasp, “Sixty dollars! Ten times more interest than you gave me?”
 “Yes, we loaned you a thousand dollars to buy the stock didn’t we? Well, six per cent on a thousand dollars is sixty dollars, isn’t it?”
 Then he says, “You see, we have been good to you. We have let you earn six dollars on a hundred dollars, and now you can give us that six dollar’s back and then you only have