the vaults of the financiers. So that leaves about four billion dollars that the people have in their own pockets for spending money. Now, remember that. There is only about four billion dollars in the people’s pockets. There is nine billions or thereabouts somewhere, most of it in the vaults of the international financier, four billions of money that is in actual use today by a hundred and thirty million people. Now, what do they charge those hundred and thirty million people for the use of that four billion dollars?
 The people are charged twenty billions of dollars in interest for the use of that four billions of dollars that they are allowed to have in their pockets.
 Now, people, do you think you are smart?
 Just think what you are doing. You let financiers lend you four billion dollars to use, and you let them charge you twenty billions of dollars for the use of it, Of course, there are a lot of round-about, complicated methods by which they gyp you but they do it in a general way as I prove to you.
 How long can the American People live as a nation that way? Your money is all going into the hands of a few alien financiers. You owe them more and more each year.
 You owe financiers three hundred billion dollars now. They fool you because they say in their newspapers that we owe thirty-six billions of dollars. We owe ten times that much. They only tell you about the Federal indebtedness. They don’t tell you how much all of the forty-eight states owe the finan­ciers. They don’t tell you how much all the different counties of America owe the financiers. They don’t tell you what all the municipalities of the United States owe the financiers. They can’t tell you what all the railroads owe the financiers in interest-bearing indebtedness. They don’t tell you about all of the interest that we have to pay on every piece of property in the United States that has a mortgage on it, or on every bond that says interest on it, or on every building, on every airline, on every streetcar line, on every factory, on everything that the financiers charge interest on including notes and all sorts of petty loans, It runs up over three hundred billion dollars of in­ter­est-bearing indebtedness. They don’t want you to know anything if they can keep you ignorant. They want to skin you alive and steal America from you. They are getting you so you are satisfied with the way they do things.
 Now, if they charge you twenty billions of dollars in interest for the use of four billion dollars of money in your pockets, can’t you understand that they are absorbing four-fifths of everything that the people possess or earn? Can’t you figure that out in your heads that if you have to pay twenty billions of dollars annual interest on four billions of dollars of usable money in your pockets, that through that process you’ve lost four-fifths of your earning power?
 Now, don’t think because you are a manufacturer that you are not a dupe. You are. I used to be a manufacturer. I was an industry